Faq’s Faq’s

Faq’s

Frequently Asked Questions About Selling Your Property

Selling a property comes with many questions. About pricing. About timelines. About legal steps. About papers. About what really works.

In this section, you’ll find clear, honest and practical answers to the most common concerns homeowners have when thinking about selling in Costa Blanca South or Costa Cálida.

In most cases, yes. Capital Gains Tax (CGT) applies to the profit made between your purchase price and the final sale price.

If you are a non-resident, a 3% retention is typically withheld at completion and paid to the Spanish tax authorities on account of your tax liability.

However, the final amount depends on:

  • How long you’ve owned the property
  • Whether you are resident or non-resident
  • Your original purchase costs and declared improvements

We work alongside trusted legal and tax advisors to ensure you fully understand your position before proceeding.

You can absolutely sell with an outstanding mortgage.

At completion:

  • The remaining balance is calculated
  • The buyer’s funds are used to cancel the mortgage
  • The bank issues the necessary cancellation certificate

We coordinate this process with your bank and solicitor so there are no surprises on completion day.

Yes — but inheritance properties require specific documentation.

Before selling, you must:

  • Have the inheritance formally accepted
  • Ensure the title deeds are correctly updated
  • Confirm inheritance tax has been settled

If this hasn’t been completed yet, we guide you through the legal steps before marketing begins.

All registered owners must agree to the sale and sign the necessary documents.

If one owner lives abroad, a Power of Attorney can be arranged so the sale can proceed smoothly without everyone travelling to Spain.

We help coordinate this process with legal professionals.

Absolutely. In fact, it’s the most important first step.

Your asking price determines:

  • How quickly your property attracts interest
  • The quality of buyers you attract
  • Whether your home sells smoothly — or sits unsold

Many sellers rely on:

  • Online price estimators
  • Neighbour opinions
  • Old listings that never actually sold

But none of these reflect today’s real buyer demand.

A professional valuation considers:

  • Street-by-street location dynamics
  • Comparable completed sales (not just asking prices)
  • Current international buyer activity
  • Market timing
  • Property condition and presentation

At Chic Estates, our valuation is:

  • 100% free
  • No obligation
  • Based on real-time market data
  • Delivered with honest advice

Before you make any decision, make sure you know the true market value of your home.

Request your free valuation here: [Let’s value my property →]

The honest answer? It depends — but pricing and strategy make all the difference.

In Costa Blanca South and Costa Cálida, well-presented and correctly priced properties can sell within weeks. Others may take several months if they enter the market above value or without proper exposure.

The key factors that influence the timeline are:

  • Accurate pricing from day one
  • Property type and location
  • Condition and presentation
  • Current buyer demand
  • Marketing visibility and reach
  • Negotiation strategy

One of the biggest mistakes sellers make is “testing the market” at a high price and reducing later. This often slows momentum and creates doubt among buyers.

At Chic Estates, we focus on:

  • Launching your property at the right price
  • Creating strong first-week impact with professional marketing
  • Promoting internationally to active buyers already searching
  • Responding immediately to enquiries, including weekends and WhatsApp

In many cases, properties priced correctly and marketed properly receive serious interest within the first few weeks.

Many of our sellers live abroad.

We:

  • Hold keys securely
  • Conduct accompanied viewings
  • Provide feedback after every visit
  • Keep you updated in real time

You remain informed and in control, without needing to travel for each viewing.

Spanish property sales usually involve a reservation deposit and a private purchase contract.

If the buyer withdraws without legal justification after signing the private contract, they normally lose their deposit.

We carefully qualify buyers before accepting offers to reduce this risk as much as possible.

Not necessarily — but not rejecting it automatically either.

We analyse:

  • Buyer profile and financial readiness
  • Current market activity
  • Competing properties
  • The strength of the offer terms

Sometimes the first serious offer is the best one. Our role is to give you clear, strategic advice — not pressure.

On average, completion takes between 4 and 8 weeks after the private contract is signed.

This timeframe depends on:

  • Buyer financing
  • Mortgage cancellation (if applicable)
  • Document readiness
  • Notary availability

We coordinate all parties to keep the timeline on track.

Yes. You can:

  • Continue living in it
  • Use it as a holiday home
  • Keep it rented (with the correct conditions disclosed)

We simply coordinate viewings around your availability.

That’s completely normal.

Many sellers begin by simply understanding:

  • Their current market value
  • Buyer demand in their area
  • The realistic timeline

There is no obligation to proceed. Often, clarity is what helps you make the right decision — whether that’s selling now or waiting.

It depends on the buyer profile.

In Costa Blanca South and Costa Cálida:

  • Holiday home buyers often prefer furnished properties
  • Investors look at rental potential
  • Permanent residents may prefer empty properties

We advise based on your specific market segment.

Typical seller costs may include:

  • Capital Gains Tax
  • Plusvalía municipal (local tax)
  • Mortgage cancellation fees (if applicable)
  • Legal representation

We provide a clear cost overview before you commit, so you understand your net proceeds.

Costa Blanca South and Costa Cálida are heavily driven by international demand.

That means:

  • Marketing must reach Northern European buyers
  • Communication often needs to be multilingual
  • Lifestyle positioning is as important as pricing

Understanding this international dynamic is crucial to a successful sale.

Many homeowners believe they can sell privately and save commission. What often happens instead?

  • The property is overpriced and stagnates
  • Or underpriced and money is lost
  • Buyers negotiate harder when there is no professional intermediary
  • Legal risks and paperwork mistakes delay or jeopardise the sale
  • Time is wasted with unqualified viewers

Selling privately may look simple — but in reality, it requires:

  • Accurate pricing
  • Professional marketing
  • International exposure
  • Skilled negotiation
  • Full legal coordination

Discover our full approach here: [See our Proven Selling Method →]

Selling your property is not just about listing it — it’s about strategy, positioning and execution. What makes us different is the combination of:

  • Over 25 years of local expertise in Costa Blanca South and Costa Cálida
  • Immediate communication and weekend availability via WhatsApp
  • A strong international buyer network, not just portal exposure
  • Multilingual negotiation that builds trust with overseas buyers
  • Ongoing support even after completion

We don’t operate as a volume-driven agency. We focus on modern, high-quality homes built after 2016, and we work closely with each seller to maximise value and minimise stress.

If you’d like to experience the difference yourself, speak directly with Peter or Ana — no pressure, just honest advice.

Still Have Questions?

Every property and every seller is different.
If you would like tailored advice about your situation, speak directly with us:

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